Charges List
rplan's charging model is to keep 50% of any ongoing commission (also known as 'trail commission') we receive from the fund manager. We make no other charge. Find out more about how this works in how we charge.
In some cases, Cofunds (who provides administration services to rplan) make an additional charge. The full list of charges is below.
Dealing Charges
Buying funds
| Online | £0 |
| Telephone | n/a |
| Post | £0 |
| Recurring (e.g. regular saving, dividend reinvestment) | £0 |
Selling funds
| Online | £0 |
| Telephone | n/a |
| Post | £0 |
| Recurring (e.g. regular withdrawal) | £0 |
Switching funds
| Online | 0.25% Note: charged by Cofunds |
| Telephone | n/a |
| Post | 0.25% Note: charged by Cofunds |
Administration charges
| Account administration: account creation | £0 |
| Account administration: account maintenance | £0 |
| Cash transactions: cash withdrawal | £0 |
| Cash transactions: Income payment to bank account | £0 |
| Corporate actions: voting and attendance service | £20 Note: charged by Cofunds |
| Corporate actions: reports + accounts | £0 |
| Other: online statements + valuations | £0 |
| Other: annual paper statement | £0 |
| Other: account closure | £0 |
Transfer charges
| Transfer charges from/to: | Stocks + Shares ISA | Cash ISA | Investment dealing account |
|---|---|---|---|
| Transfer in | £0 | £0 | £0 |
| Transfer out (cash transfer) | £0 | £0 | £0 |
| Transfer out (re-registration) | £0 | £0 | £0 |
Commission
rplan waive all initial commission, and refund 50% of any ongoing commission we receive, capped at £5/month. To find out more about standard investing costs (such as the initial charge, initial commission, ongoing charge and ongoing commission), see how commission works.
| Initial commission (when buying a fund) Note: the initial charge is removed completely where possible. Some managers choose to retain a reduced initial charge - this affects less than 5% of funds on offer | 0% |
| Ongoing commission (calculated yearly) | 50% of standard ongoing commission, capped at £5/month. |